The fintech platform as a service seeks to circumvent the international barrier by holding the company’s bank accounts in several key developing countries, including financial reserves used by it to make small transfers.

The platform transfers the funds locally from the company’s accounts in the destination country to its customers’ accounts, which are located at the banks with which it operates in cooperation, thus saving the company time and transfer costs. Once in a while, the company makes a large transfer, designed to make sure it has enough funds in its accounts worldwide for the benefit of day-to-day operations.

Blanking Platform

The banking platform itself consists of three main layers: the app for end customers on the one hand, and a system that interfaces with the various entities that work with. Between them, behind the scenes, is the core business: a cold-banking system, which functions like an accounting book that documents all the transactions that are made through the fintech platform as a service.


Algorithms scan the database to detect anomalous financial behaviors that may pose a risk on the one hand and to detect reasonable anomalies that need not be blocked on the other. If the information is organized in a way that allows the company to generate detailed reports on the financial activities carried out through them then they are required to do so for the banks they work with, for the regulator, and for customers – the application includes analysis of customer account usage, funds sending habits, and budget management tips.

The Provided services extend from using the credit card when you arrive in the country, to services like paying bills, paying children’s, mortgages and loans. “.